The mention of paradise may conjure an image of Maldivian atolls surrounded by turquoise water. Home to private islands, overwater bungalows, personal waiters and world class underwater experiences, you could be forgiven for thinking it's a country restricted to rich travellers. Do you want the good news? Thanks to a spattering of local islands, those on a budget can also access paradise. It happened for me so it can work for you, too.